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Terms of Use

Last updated: June 23, 2026

Welcome to LoanNavigator. These Terms of Use (“Terms”) govern your access to and use of the LoanNavigator website, along with any related content, features, and services (collectively, the “Services”). Please read these Terms carefully before using the Services. By accessing or using LoanNavigator, you agree to be bound by these Terms.

Acceptance of Terms

By accessing, browsing, or otherwise using LoanNavigator, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy, which is incorporated here by reference. If you do not agree with any part of these Terms, you must not access or use the Services.

Your continued use of LoanNavigator following any updates to these Terms constitutes your acceptance of those changes. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

Services Provided by the Website

LoanNavigator operates as an online platform that connects users with independent, third-party providers. We act solely as an intermediary that facilitates introductions between you and these independent providers. LoanNavigator is not a provider itself, does not make decisions on your behalf, and is not a party to any agreement you may enter into with a third party.

The information made available through the Services is provided for general informational purposes only. It does not constitute professional, financial, or legal advice, and should not be relied upon as such. You are responsible for evaluating whether any product, service, or arrangement offered by a third party is appropriate for your individual circumstances.

We do not guarantee that you will be matched with any third party, nor do we guarantee the availability, terms, or outcome of any third-party offer. Availability of the Services may vary and may be modified, suspended, or discontinued at any time without notice.

Eligibility and User Responsibilities

To use the Services, you must be of legal age to form a binding contract and must have the legal capacity to do so. By using LoanNavigator, you represent and warrant that you meet these eligibility requirements.

When using the Services, you agree to:

  • Provide information that is accurate, current, and complete, and to keep that information updated as needed.
  • Use the Services only for lawful purposes and in accordance with these Terms.
  • Maintain the confidentiality of any account credentials and accept responsibility for all activity that occurs under your account.
  • Refrain from attempting to interfere with, disrupt, or gain unauthorized access to the Services or any related systems.
  • Refrain from using automated means to access, scrape, or collect data from the Services without our prior written permission.
  • Refrain from submitting false, misleading, fraudulent, or unlawful information through the Services.

You are solely responsible for any information you submit and for your interactions with any third party introduced through the Services. We reserve the right to suspend or terminate your access if we reasonably believe you have violated these Terms.

Third-Party Relationships and Disclaimers

LoanNavigator does not endorse, recommend, or guarantee any third party, and we have no control over the actions, decisions, terms, products, or services offered by any independent provider. Any agreement you enter into is solely between you and that third party. We are not responsible for and disclaim any liability arising from those relationships.

The Services may contain links to third-party websites or resources. These links are provided for your convenience only. We do not control and are not responsible for the content, accuracy, policies, or practices of any third-party site, and the inclusion of any link does not imply endorsement by LoanNavigator.

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, secure, error-free, or free of harmful components, or that any information obtained through the Services will be accurate or reliable.

Intellectual Property Rights

All content available through the Services, including text, graphics, logos, images, layouts, design elements, and software, is the property of LoanNavigator or its licensors and is protected by applicable intellectual property laws. The LoanNavigator name and associated marks are owned by LoanNavigator and may not be used without prior written permission.

Subject to your compliance with these Terms, you are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Services for your personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any content from the Services without our prior written consent.

Limitation of Liability

To the fullest extent permitted by applicable law, LoanNavigator and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising out of or relating to your access to or use of, or inability to access or use, the Services.

This limitation applies regardless of the legal theory on which a claim is based and even if LoanNavigator has been advised of the possibility of such damages. To the extent that liability cannot be excluded under applicable law, our total aggregate liability for any claim arising out of or relating to the Services shall be limited to the maximum extent permitted by law.

You acknowledge that you use the Services and interact with any third party at your own risk.

Indemnification

You agree to indemnify, defend, and hold harmless LoanNavigator and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of or related to: (a) your use of or access to the Services; (b) your violation of these Terms; (c) your violation of any rights of a third party; or (d) any information you submit through the Services. LoanNavigator reserves the right to assume the exclusive defense of any matter subject to indemnification, in which case you agree to cooperate with our defense of that claim.

Modifications to Terms or Services

We may revise these Terms at any time at our sole discretion. When we make changes, we will update the “Last updated” date at the top of this page. Any changes become effective when posted unless otherwise indicated. It is your responsibility to review these Terms periodically, and your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms.

We also reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice, and we shall not be liable to you or any third party for doing so.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict-of-law principles. You agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall first be addressed through good-faith negotiation between you and LoanNavigator.

If a dispute cannot be resolved informally, it shall be resolved through the dispute-resolution process designated by LoanNavigator, which may include binding arbitration on an individual basis, to the extent permitted by applicable law. You agree that any dispute will be resolved on an individual basis and not as part of any class or representative proceeding. If any portion of this section is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms or the Services, you may contact us at:

LoanNavigator
Email: [email protected]

By using LoanNavigator, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.